Jon Tester actually said...

I have talked to a lot of bankers who said if this would have happened before Dodd-Frank the regulations would have stopped this from happen...

It better be fixed. If it is the regulators' fault, it better be fixed. If it is the regulation fault, it better be fixed.

It is a system-wide problem within Ag, within the Veterans Affairs (VA), a number of other agencies, if not every other agency.

We need to hold bank executives accountable when they screw up.