Jon Tester: “it is important that policy makers begin defining the future role of the Federal Government in the mortgage market.”

Well, I think it's really bad. All you got to do is look at the market. But the truth is, is that if you're a businessman, you understand that what you need in the marketplace is certainty.

Not at all. Uh-uh. No. I mean, the case was laid out and I was part of the jury and make the call.

I appreciate your hard work.

Thank you, Mr. Chairman. I appreciate the flexibility.