Jon Tester actually said...

"So my question is: Do you see any problem with the process right now of regulation on our small banks? And if so, what are we doing about it?"

"I am continually concerned about community banks and the level regulation to match the risk that they pose to the economy and to their depositors and borrowers."

"I think simplification is important."

"Do you believe that consolidation in the banking industry, in particular as it applies to--well, across the board, does not matter--is not a good thing? And do you think that the regulatory issues hav..."