Jon Tester actually said...

I think the picture is clear from each one of you. It is concerning in each different area.

I want to thank you. Actually, we are going into another area that is something that I, quite frankly, think about personally.

Americans must work longer, save more, or spend less in retirement in order to retire with sufficient retirement savings.

I guess the question I have, I guess, revolves around if there is extra money laying around, it usually goes to health care in a business.