Luetkemeyer: “There clearly is just a lack of political will here in the United States and in Mexico, and that is our fault.”

It seems to me that you need a tiered system here. If you have a small business, you need to have a different set of rules that you have to comply with versus the big guys.

I have been an advocate for a long, long time of reinsurance to be able to minimize the taxpayers' exposure on flood insurance.

I think the tax cuts of 2017 showed that leaving money in people's pockets... seems to work.

This has to stop. ... It is going to be a direct cost to the consumers, and it is going to hurt the small banks especially.