01/18/2016
https://www.congress.gov...
"Have you been investigated for violating this prohibition on direct marketing?"
"I think that is ripe for confusion, and I think the current system allows a lot of that also."
"I got to tell you that is a hard assumption for me to make but I am going to make it out of deference to your testimony."
"the government set up a system here that allowed what I think at one point people believed it would be a free market of competition that would drive costs down."