12/05/2011
https://www.congress.gov...
"I would like you to give that to the Committee in writing, if you would, what kind of value are we getting out of contracting versus hiring direct Federal employees."
"Thank you, Chairman Lieberman."
"I just think there has been this enormous explosion of contracting in the Federal Government without anyone slowing down and really doing the cost-benefit analysis."
"HECMs are an increasingly popular way for seniors to access equity in their homes."