Kit Bond: “I have a philosophical question about that because this seems to indicate that the Federal Government is the one that is…”

The only thing I would add, I took a very high-level law school course on banking and bankruptcy.

But you are seeing only the younger ones with PTSD and TBI, the success rates, the bottom line that Mr. Norman referred to is not quite as good as the older, say, more mature veterans of your age and even as high as mine.

Have you got a number? How many billions will you experience in loss this year?

If it is a regulatory problem, we will get out our cattle prod and help you get those done.