09/29/2021
https://congress.gov...
"I believe Dodd-Frank has caused the big banks to get bigger and put the pressure on the small banks to go out of business and merge with them."
"One of the problems with the QM rule is that by saying it is a qualified mortgage means it is a qualified mortgage, inferring that it is a preferred mortgage."
"community banks have become profitable in spite of Dodd-Frank; definitely not because of Dodd-Frank."
"Discussions of financial reform are often centered on big cities and large institutions on Wall Street, but today we will hear from those areas of rural America, form Main Street, which can too often ..."