02/09/2021
https://congress.gov...
"73 percent of community banks report regulatory burdens are preventing them from making residential loans."
"H.R. 1233, the Community Lending Enhancement and Regulatory Relief Act (CLEARR Act), introduced by Rep. Blaine Luetkemeyer (R-Mo.)"
"Dodd-Frank fueled a 21 percent surge in checking fees, 15 percent fewer credit card accounts since 2008."
"The cost of the smallest commercial industrial loans has risen at least 10 percent from the pre-crisis average."