Blaine Luetkemeyer actually said...

I can tell you just from the testimony we had the other day, you know, the card companies are in the process of--this is a step-by-step proc...

CFPB is a figment of our creation of Dodd-Frank here, and to me it is the most dangerous agency in Washington because it is unaccountable.

Dodd-Frank is crippling small lenders access to capital.

The Clear Act, H.R. 1233, sponsored by Representative Blaine Luetkemeyer, includes the portfolio QM provision that I described.