Blaine Luetkemeyer actually said...

Notwithstanding these best intentions, my understanding is that the narrow scope of this rule is significantly hindering access to loans for...

But one of the key points that I am trying to get to here is there is no loosening of lending standards to get more growth.

74 percent of the people who are uninsured are employed, which tells me that it is a great way to deliver health insurance.

I understand what you go through and I appreciate you being here today and telling some of your stories.