Blaine Luetkemeyer actually said...

I think it is important to understand that you are dealing with an environment with which you are not the problem.

I think that is a very, very significant figure. I think that is important that we understand the role that the banks play in the communitie...

It seems like everybody--and this is something I have talked with the regulators about is having some deference here.

What we have is a problem where there is this blanket policy, as the DOJ spokesman has indicated.