Blaine Luetkemeyer actually said...

We can all agree this committee can and should come together in a bipartisan manner.

My hope would be, Mr. Secretary, that you would take the lead in having harmonization with all the agencies with regards to guidance.

What we have learned is that this is not only a domestic problem, but an international one.

Mr. Secretary, I appreciate your comments today, and I know that this is an issue that is paramount with a lot of the banking industry.