Ann Wagner actually said...

Since Dodd-Frank, we have seen bank small-business loans decline by 11 percent, and 58 percent of startups report unmet financing needs.

So a uniform system that all can be a part of and buy into across-the-board is what is, I am assuming, necessary in this space.

That is a huge hole, yes.

Understanding the prominence of this activity and how it intersects with our financial institutions and markets is critical to cutting off t...