03/03/2015
https://congress.gov...
"opening statement"
"It's about the food that we are producing, not only in this country, but around the world."
"As we all know, reciprocal deposits are safe, practical, core-like deposits that enhance the ability of a community bank to serve loyal customers."
"Reciprocal deposits, on the other hand, are really traditional core deposits that come from local depositors and are obtained at the rate offered in the local market, correct?"