John Kline: “Despite the best of intentions, we can now see clearly that our federal efforts haven't worked as we had hoped.”

the law is the law, and it must be followed.

It could have a combination of tuition increases, service reductions, and possibly layoffs.

Composite plans are not intended to replace defined benefit plans, but are intended to be an alternative to the 401(k) defined contribution plan.

Thank you to the witnesses for being here, excellent testimony.