We need to enforce our nation's fair lending and housing laws, but we also need to make sure the Consumer Financial Protection Bureau can enforce our nation's consumer protection laws.

the difference in homeownership rates between Black and White households is larger today than it was before the passage of the Fair Housing Act of 1968

Discrimination is not a relic of the past. It remains a problem in our housing sector.

We need to truly enforce them in a way that, again, pushes back against what we know is very much systemic racism within the banking industry.

We deserve to do better. I remember Chairman Cummings constantly reminding us that we can be better.

We could do so many things bipartisan in this Committee. I know it, and I think we are right now really missing out an opportunity to do that.

And, you know, I know my colleagues on the other side, we all have a clean water crisis.

If you want us to be louder, then come here and vote uncommitted.

I commend this move, which will bring much-needed transparency to our housing market.

Rulemaking is not enough. Implementation matters, and it is going to take resources.

What I hear is the different regulatory environments that we are creating. What does it mean? What is regulatory, what is it, arbitrage? What does that mean?