"the housing crisis is real."
"It strikes me as odd to hear criticism of, 'An outsized government presence distorting housing markets by supporting low-income families.'"
"Before government intervention, many of the foundational elements of our housing finance system, like the secondary mortgage market, simply didn't exist."
"Even if we eliminated all regulatory barriers today holding back our housing markets, would market-rate housing be affordable for all families? No, it wouldn't be affordable for extremely-low-income h..."
"Our Federal subsidies are, 'necessary to fill the gap between what the lowest-income people can afford to pay and the cost of developing operational rental homes.'"
"I believe that is a helpful recognition that Federal subsidies and intervention are necessary to make homes affordable."
"But when Congress provides housing assistance to only one out of four eligible households, while saddling public housing with a $70-billion capital backlog, we must be honest with ourselves about wher..."
"But what I don't like is the fact that we think the private market is going to fix its own."
"I see it where Michigan lost more Black homeownership than any other State in the country."
"I feel like it is completely wrong to have medical debt weighing down credit reports."
"Medical debt should not prevent somebody from securing a home or even education, basic needs."
"We have had residents who are veterans or seniors report difficulty in paying $3,000 to $4,000 in medical bills."