On the recordDecember 18, 2024
My residents still pay the highest auto insurance rates in the Nation. Auto insurance discrimination continues to keep our residents in the cycle of poverty. I want to ask the American people and the auto insurance industry: What does your education level, your marital status, your occupation, your employment status, your credit score, your ZIP Code, or your homeownership status have to do with whether or not you are a good driver? Right now, the auto insurance industry is determining rates based on these nondriving factors, so I introduced the Prohibit Auto Insurance Discrimination Act with my good colleague Representative Watson Coleman. One of the factors, again, to determine driving ability should not be these nondriving factors, yet my residents still see and face higher insurance rates. University of Michigan's Poverty Solutions did a study showing somebody with a DUI, driving under the influence, was paying three times less than the person with no DUI violation. The difference was the person with the DUI had a higher credit score than the person that had a better driving record. Again, these factors should not be determining people's auto insurance rates. Again, that is why it is important for us to be able to support the PAID Act to prohibit auto insurance discrimination. My colleagues must join me in passing this important critical bill to address these shameless practices by the auto insurance industry. Social Security Is Vital
