Rashida Tlaib: “Auto insurance discrimination continues to keep our residents in the cycle of poverty in Michigan. The Prohibit Auto…”

“Auto insurance discrimination continues to keep our residents in the cycle of poverty in Michigan. The Prohibit Auto Insurance Discrimination Act, or PAID Act, would prohibit auto insurance companies from using education level, marital status, credit scores, ZIP Codes, Census tracts, or homeownership status in insurance rating or underwriting decisions. Madam Speaker, these factors don't determine your driving ability, yet our neighbors, especially in my district, regularly face higher auto insurance rates. Currently many people are charged hundreds or even thousands of dollars more based on these factors, even though they aren't related to driving. Madam Speaker, I don't know what the heck marital status or education level have to do with whether or not you are a good driver. This summer Michigan residents saw a 42 percent fee increase adding on to higher fees that are still unaffordable for many families. I am really grateful to be working with Congresswoman Bonnie Watson Coleman on the PAID Act. Madam Speaker, I encourage my colleagues to please fight against this discriminatory practice. ____________________”