John Conyers actually said...

"Market concentration in the financial sector limits consumer choice, lowers quality, and raises prices."

"we are trying to increase the penalties so that that will be a larger deterrent, but we will be transferring that judgment to the courts and not to Members of Congress."

"I know three people on this Committee, and the Chairman from Pennsylvania may make the fourth, we are all against mandatory minimums for the reasons that Ranking Member Scott just went through."

"Identity fraud is a costly problem that affects many Americans."