Dan Kildee: “The more expense for the bank, the less that is available to loan to our primary customer base, which is small…”

I have no further speakers. In closing, I urge my colleagues to oppose this legislation. Mr. Speaker, I yield back the balance of my time.

I think in particular, it would be a mistake for us to reauthorize without using the opportunity to elevate these relationships, specifically--and this has been referenced--in the area of worker rights.

The entirety of the system should be pointed at bringing kids back to a permanent, loving, stable home.

I appreciate that very much, and, you know, obviously, we have got work to do dealing with some of these structural challenges.