Dan Kildee actually said...

The notion that there is going to be a private investor who is going to drive into Flint and say, 'Oh, look at all this opportunity,' seems ...

Let me make it more clear: If we don't figure out a way to clear away the remnants of the past in these older communities, we can talk about...

It is a really important point. And I hope that as we move forward on whatever process we engage in, we make sure to consider those factors.

We will see community banks continue to decline. We simply cannot afford the high cost of Federal regulation.