Dan Kildee actually said...

Let me make it more clear: If we don't figure out a way to clear away the remnants of the past in these older communities, we can talk about...

It is a really important point. And I hope that as we move forward on whatever process we engage in, we make sure to consider those factors.

We will see community banks continue to decline. We simply cannot afford the high cost of Federal regulation.

These pressures are slowly, but surely, straining the traditional community banks, and handicapping their ability to meet the credit needs o...