Dan Kildee actually said...

"It is a really important point. And I hope that as we move forward on whatever process we engage in, we make sure to consider those factors."

"We will see community banks continue to decline. We simply cannot afford the high cost of Federal regulation."

"These pressures are slowly, but surely, straining the traditional community banks, and handicapping their ability to meet the credit needs of their community."

"There is no question these rules will reduce the availability of credit to many creditworthy borrowers and markets of all size."