Carl Levin actually said...

Following conversations with banks--where they asked for the removal of somebody from the relationship, did you ever accommodate that?

In 2006, delinquency rates for loans supporting subprime securities were hitting record levels.

the credit rating agencies continued to issue AAA ratings on new subprime RMBS and CDOs in 2007 despite warnings

I believe that attention to market share is one thing we must pay attention to in running the business.