Carl Levin actually said...

It seems to me, is going to shake up folks that are listening to this testimony as to how much these credit ratings can be relied on.

Do you know anything about the use of dummies, Ms. Yoshizawa?

So it wasn't just a matter of there wasn't adequate time. Now you are protecting the analyst from abuse, is that it?

I have been a mortgage broker for the past 13 years and I have never seen such a lack of attention to loan risk.