Carl Levin actually said...

Would you all agree with that, it would be riskier if there was no verification of income?

From my personal perspective, it is something that I would have wanted to know, because it is more of a qualitative not a quantitative asses...

Well, that may be what they believed, but I am asking you what should be the case.

I have a Goldman deal with subprime Fremont collateral. Fremont is not performing well.