Carl Levin actually said...

Now, on October 4, 2007, Exhibit 46, you wrote the SEC.

Underwriting guidelines established to mitigate the risk of unsound underwriting decisions are not always followed.

This Transit Benefit Program exists in the private sector, as well; correct?

Then how do you say there is great proven value to the program when you have no way of assessing how many people were motivated by the progr...