Carl Levin actually said...

"So why wasn't it changed? What were the reasons it was not changed from what you have heard?"

"Thank you both, and thank you for your reports, which, of course, will be made part of the record."

"No, but your people--this is the expression."

"Should we legislate? I am tempted, frankly--and I may do it--to just ban negatively amortizing loans."