Susan Collins actually said...

"I think that the Federal Government produces excellent materials, but really fails when it comes to getting them into the hands of seniors."

"I think we need to up front put some disclosure requirements on these dealers, the good and the bad."

"Too often victims are not told that they are purchasing a derivatives contract, nor are they told that leverage greatly increases the risk that they could lose their investment."

"It is indeed a sad commentary on human nature that the cruelty of the scammers who target our Nation's seniors seems limited only by their creativity and never by their conscience."