Susan Collins actually said...

"I urge Congress to act."

"Indeed, Congress would be departing from its own fundamental principles if it sought to bind future Congresses from absolutely any reconsideration of what was legislated by its predecessors."

"I hope that during this additional period of study, and in view of the firm Congressional support for resolution of the issue, the Federal Reserve will move expeditiously to find an interpretative sol..."

"the Bank Capital Framework was not designed to, and does not, take into account the critically significant differences between the business of banking and the business of insurance."