Susan Collins actually said...

But the number of onsite inspections is also limited under New START and is less extensive than under the old START.

I agree with your assessment that it represents both a quantitative and qualitative improvement, but then I have a difficult time reconcilin...

So does this get back to the point that the chairman made that you have two big issuers who control 80 percent of the market?

Thank you, Mr. Chairman. Let me begin by thanking you for scheduling this hearing today on the all-important subject of retirement savings.