03/16/2011
https://www.congress.gov...
"So does this get back to the point that the chairman made that you have two big issuers who control 80 percent of the market?"
"It was. This is scary."
"I must say when you first brought this issue up when we were discussing our legislation, I had no idea how pervasive the use of credit and debit cards were within the Federal Government."
"Wait a minute. Are you not in the leadership?"