Susan Collins actually said...

I would suggest to the administration that since this proposal did not go anywhere in the past, that it would be really helpful if you came ...

Ultimately, FHA should play a more limited role in the mortgage market and help encourage the private sector to reassert its primacy.

But it seems that the administration is going in contrary directions when it comes to fees and mortgage premiums.

I do not think you should be relying on a one-time windfall from the lender's settlement to get you back to the statutorily required level.