Susan Collins actually said...

"I think we need to really increase public awareness, or a lot of people will find that what they thought were down payments for a home are disappearing because of cyber crime."

"Permanent authorization is key to reducing unnecessary delays, and helping families to get back on their feet after a disaster."

"One of the problems is HUD's process for determining fair market rents they simply--the process simply does not reflect the reality of housing markets in communities across this Nation."

"Even those higher subsidy caps are still 26 to 35 percent below market rents."