JOSEPH A. HALL: “The lack of certainty, which is in no small part Congress' fault, has had real costs in consumer confidence and…”

Bitcoin and Ether are the clearest cases for something not being a security.

The time is now for change. We need to improve our systems and our environments across the board.

I agree, we can't let the perfect be the enemy of good.

And I would say check your ballot to make sure that the thing you cast reflects your intent and volunteer to be a poll worker.