I thank the chairman for yielding. Mr. Chairman, I represent the most honest, hardworking families in this country, in the great State of Maine. I also represent tens of thousands of small-business owners in our State that create thousands of jobs for our families. In the State of Maine, Mr. Chairman, we know the difference between right and wrong, and it is wrong to force taxpayers to bail out huge Wall Street banks that take too much risk when it goes wrong. Now, the small community banks and credit unions that dot our landscape in Maine did not cause the most recent recession. These reforms that we are passing today in the Financial CHOICE Act reduce unnecessary paperwork and costs that will help our small community banks and credit unions lend money to small businesses and our families so they can live better lives with more freedom and have better job opportunities. Also, I am proud to say that the Financial CHOICE Act keeps in place very strong protections, Mr. Chairman, for consumers of financial services while at the same time imposing the toughest penalties ever for fraud and inside dealings for folks that participate in this industry. It is no wonder, Mr. Chairman, that huge money center banks and Wall Street are not for the Financial CHOICE Act. But I am, and I encourage everybody to vote for this Financial CHOICE Act. It is a great bill for rural America.
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