I will be even happier the day when we are put out of business because this process is complete and there is no more TARP.

So let me just then, if I can--I want to drill in a little bit on the principal program here.

But you do understand to engage in oversight, we need to understand your numbers and the projections here so we can see if this is working even on your assumption.

But I thought they were only in the trial part for three months. So why can we not tell it on the 91st day how many people are making into permanent modifications?

You do not mean foreclosure filings because the foreclosure filings are accelerating.

The financial sector that we talked about a year ago as too consolidated, too big to fail, is more consolidated than it was back then.

Ninety-nine of these banks have failed so far, as you know, and we have more than 400 on the watch list.

But you had a number.

You must have a projection here.

I worry not only because of where we are in this crisis, but that the factors that led us to this crisis have not yet changed.

I just want to make sure I am understanding.