It is harder than it looks. I appreciate your being here.

I am really concerned that 'too big to fail' has become 'too big for trial.' That just seems wrong to me.

When was the last time you took a big Wall Street bank to trial?

Reducing the SEC's budget at this critical juncture--in the aftermath of the fiscal crisis and after the SEC has been granted significant new responsibilities--would diminish both our ability to police rapidly changing markets and the…

It is impossible to buy a toaster that has a one-in-five chance of bursting into flames and burning down your house, but it is possible to refinance an existing home with a mortgage that has that same one-in-five chance of putting the…

Thank you very much, Ms. Hounsell, for the work you are doing in education, for all of you, the commitment that the companies have made in trying to educate clients.

In the HELP hearing on January 31, 2013, Professor Madrian suggested that it might make sense to provide employers with a simple way to participate in retirement plans, with a minimal burden and minimal regulatory requirements.

Very valuable. Thank you very much. I appreciate it.

I think there needs to be a very simple option for employers that needs to have no regulatory requirements.

I would like to followup with some questions about community health centers as a vehicle for delivering primary health care.

What we are looking for is better outcomes at lower costs, and that that is the peculiar role that the Federal Government can take if it makes the right up front investment.