I would like to go to the question about too big to fail, that we have not gotten rid of it yet.

Your work on the Americans with Disabilities Act is historic and truly changed this country.

I commend you for your work, Governor, and commend you, Mr. Chairman, for holding this hearing.

So when are we going to get rid of too big to fail?

I'm in, Mr. Chairman.

Governor Patrick insisted on mandatory training for all employees in the executive branch.

And these big financial institutions are getting cheaper borrowing to the tune of $83 billion in a single year simply because people believe that the Government would step in and bail them out.

Can you identify when you last took the Wall Street banks to trial?

When did you last take--and I know you have not been there forever, so I am really asking about the OCC--a large financial institution, a Wall Street bank to trial?

What reassurance can you give that these large Wall Street banks that are trading for below book value, in fact, are adequately transparent and adequately managed?

I appreciate that you say you do not have to bring them to trial. My question is: When did you bring them to trial?