Stephen Lynch actually said...

Would it be a cleaner solution for Congress just to impose a fiduciary duty on the part of the servicers so that they have to act in the bes...

you stripped them of their collective bargaining rights. That's what you did, right?

You strip them of their rights. And I cannot believe that the source of this is not anti-union bias.

you can say the statute did it, but the statute didn't do it for 40 years until you got there.