Stephen Lynch actually said...

"That exposure did a lot, I think. It didn't fix everything, but it certainly moved the needle."

"What we did in part was we gathered data on the banks, we looked at the investments they were making in minority areas."

"Are there any protections that are available now, under today's circumstances, that were not available then that might prevent us from going into a similar tailspin?"

"This is probably one of the most pernicious problems that I deal with in our district."