the goal of that agency is to ensure access to safe and sound products, and it can't do so to minority communities if it is only looking at individuals, because the financial system doesn't treat individuals the same in minority communities.
Emphasizes the need for a consumer protection agency to address systemic lending issues in minority communities.
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the Community Reinvestment Act is the only real act that really promotes and holds banks and other financial institutions accountable for proactively lending in communities and not ignoring the legitimate credit needs.
the U.S. economy is mired in the worst economic crisis in more than half a century.
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