Political Quotes

“Congress passed the American Rescue Plan, a tremendous investment to support millions of workers without a paycheck and behind on bills. As we begin work to build back a stronger economy post-pandemic, we must ensure that consumers are protected from bad faith debt collectors. The Fair Debt Collection Practices Act was enacted in 1977, almost 45 years ago. Since then, much has changed, including the way we communicate, how we purchase goods, and the credit products we use. Chairman Waters' bill, the Comprehensive Debt Collection Improvement Act, provides much-needed updates to the FDCPA to fit the needs of consumers today, not in 1977. This legislation includes my bill, the Non-Judicial Foreclosure Debt Collection Clarification Act, which closes the gap in the FDCPA so that homeowners facing non-judicial foreclosure proceedings are protected under the law. The FDCPA sets procedures for the way that debt collectors interact with consumers to protect their rights and their privacy. This includes ensuring that debtors aren't paying more than they owe, that their debt information won't be shared with their boss, and that they will not be harassed by collectors. These protections should not be limited to foreclosure proceedings that take place in a courtroom.…”