We will be verifying that they use the tax dollars for small business lending.

All right. But from this point going forward, it cannot take you more than a couple of months. I mean, they are into the pipeline.

You do not mean foreclosure filings because the foreclosure filings are accelerating.

I worry not only because of where we are in this crisis, but that the factors that led us to this crisis have not yet changed.

The financial sector that we talked about a year ago as too consolidated, too big to fail, is more consolidated than it was back then.

Unlike the TARP funding for the big banks a year ago, this time will we be tracking the money?

So let me just then, if I can--I want to drill in a little bit on the principal program here.

So they will be gone by the end of the year.

We will be naming names. We will be naming individual banks against more than five of these different service measures starting in early December.

Senator Warner in particular suggested the idea of essentially, as we have done in some of the credit markets, just effectively bypassing the bank credit system and moving TARP money directly to small business with private sector managers.

I will be even happier the day when we are put out of business because this process is complete and there is no more TARP.

And we are very glad to see those changes. We are very pleased.