Barney Frank actually said...

Although this does-- there is this myth that somehow the Democrats were pushing for these loans.

The problem was not so much that we deregulated as a society, but that we did not have new regulations to keep up with new activity.

Mr. Frank. Mr. Garrett, if it was a serious question, you wouldn't ask it with no time left.

I look forward to congratulating you, Mr. Chairman, on a fourth anniversary coming up.