01/13/2020
https://congress.gov...
"It almost seemed as if you either get diversity or you get qualifications."
"It is well past time for bank regulators to review bank mergers through an antitrust lens and with a consumer protection perspective."
"Bank mergers, in so many cases, have proven to harm consumers with higher prices and more fees, lower deposit rates, less access to credit, and bank branch closures."
"This decline is not a coincidence nor happenstance. Rather, it is a direct consequence of bank regulators' failure to enforce antitrust laws in the banking sector."