Mr. President, I thank the chairman for his acknowledgment and his work with us on this amendment. It has broad bipartisan support. I offer it on behalf of myself and the good Senator from Georgia, Mr. Isakson, whose expertise in housing matters is well known; also on behalf of Senator Warner, Senator Hagan, Senator Menendez, Senator Tester, Senators Lincoln, Levin, Burr, and Hutchison. We have broad and deep bipartisan support for this amendment, and the reason we do is because it is a good amendment and, more specifically, it addresses the risk retention provisions currently in the bill by helping to eliminate the excessive risk taking we saw in the home mortgage market between 2004 and 2007, without raising interest rates for those home buyers who have maintained good credit, document their income and assets, and finance their home the old-fashioned way. Back to the basics, with savings. I call up amendment No 3956 at this time, and offer it for the Senate's consideration. I wish to also give 1 minute on our side to the Senator from Virginia, Mr. Warner, and then turn it over to my colleague from Georgia. But we are proud to offer this amendment for the Senate's consideration. The PRESIDING OFFICER. Without objection, the pending amendment is set aside. The clerk will report. The legislative clerk read as follows: The Senator from Louisiana [Ms. Landrieu], for herself, Mr. Isakson, Mrs. Hagan, Mr. Warner, Mr. Menendez, Mr. Tester, Mrs. Lincoln, Mr. Levin, Mr.…
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