The law for many years in this country has been on the side of big HMOs and insurance companies. They have been treated like no other person in America is treated, like no other business, small or large; they are privileged citizens. The American people want to take away that privileged status from HMOs and insurance companies. They are the only group in America that can say to a family: Your child is not going to get the medical care your doctor thinks they need. They can overrule the decision of a medical doctor that has been made after many years of training and experience, even though they may have no experience or training whatsoever. Some young clerk sitting behind a desk somewhere can overrule a medical expert, and if they do it, there is absolutely nothing that can be done about it. The HMOs, the insurance companies, are accountable to no one. Their judgment can't be questioned; their decision can't be reversed; and they can't be challenged anyplace, including in court. That is what this bill is about.
Editor's note · Context
Discussing legislation aimed at reforming the practices of HMOs and insurance companies.
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